Open Your Business Bank Account
in 1-3 Days
We set up your business banking with Mercury or Relay — modern, startup-friendly banks with no monthly fees, powerful APIs, and seamless integrations with your accounting software.
Choose Your Bank
🚀 Mercury — Best for tech startups
- ✓ No monthly fees or minimums
- ✓ Free ACH, wires, and checks
- ✓ Powerful API for automation
- ✓ Virtual cards with controls
- ✓ Treasury accounts for yield
- ✓ QuickBooks, Stripe, Brex integrations
⚡ Relay — Best for small business
- ✓ No fees, no minimums
- ✓ Up to 20 checking accounts
- ✓ Profit First banking built-in
- ✓ Team member access controls
- ✓ Real-time transaction alerts
- ✓ QuickBooks and Xero sync
What You Need
Formed LLC or Corporation
Your business must be legally formed with the state.
EIN from the IRS
Your Employer Identification Number is required.
Operating Agreement
Document showing ownership and management structure.
Owner ID Verification
Passport or driver license for all owners over 25%.
Don't have these yet? Start with our full company formation package →
How We Set Up Your Account
We collect your formation docs, EIN, and owner information.
We apply on your behalf with Mercury or Relay (your choice).
Most accounts are approved within 1-3 business days.
Receive your account details, routing number, and debit cards.
Ready to Open Your Business Account?
Get your business banking set up with Mercury or Relay — modern banks built for startups.
Open Business Account — $149One-time setup fee. No monthly banking fees with Mercury or Relay.
LaunchQX assists with the business bank account application process. Account approval is subject to Mercury's or Relay's underwriting criteria. We are not affiliated with either bank — we simply help you through the application process. Banking services are provided by the respective banks.